Archives for "August, 2007"
Credit Repair: Collection Solutions
Getting contacted by a collector is never a good thing. But there are laws that govern the behavior of collectors, and there are steps you can take to control the situation. Here are the rights and remedies that anyone facing a collector should know. Fair Debt Collection Practices Act (FDCPA) The FDCPA is the consumer [...]
Credit Repair: Try This!
Do you have a past due credit card that is hurting your credit scores? Would you like the creditor to make it current, and even eliminate your entire record of late payments? It can be done. Here’s a neat little trick that may be as easy as picking up the phone. An Overview of Re-Aging [...]
Credit Repair: Statute of Limitation Tips
Statute of Limitation Violations The Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACTA) amendment to the FCRA of 2003, is the federal legislation that governs the credit reporting industry. Statutes of limitation for reporting time limits are provided by this legislation. Knowing how these time limits work is essential [...]
Credit Repair: Quick Identity Theft Solution
An Unpleasant Possibility Are there entries on your credit report that do not belong to you? These may be the result of a file merger error on the part of the credit bureaus. Or they may be the result of a more nefarious case of identity theft. The Fair Credit Reporting Act (FCRA) gives you [...]