Archives for "June, 2008"
Credit Repair, Your Budget, and Your Life
Bring Your Goals to Life! Effective credit repair involves a systematic effort to clean up and reconfigure the content of your credit report. There is some work involved, and you want the results to last. Here are some tips on developing a personal budget that will carry your credit repair effort to the next level [...]
Credit Repair Adventures: A True Story
The Journey Begins Bob and Sue are real people. They are smart and resourceful, but several years ago they made some bad choices. Soon their credit was a mess. So they started their credit repair journey. Here are a few of their credit repair adventures that might shine some light on your own path. Good [...]
How to Win the Credit Repair Game
Right Where You Belong! The credit bureaus are not the enemy. And the folks that created the FICO credit score model are not out to get you. In fact, if you take time to learn the rules you will find out how fun the game can be. Here are a few moves that will boost [...]
A Step-by-Step Guide to Credit Repair
The Need for Credit Repair In 2003 congress passed an important amendment to the Fair Credit Reporting Act. The amendment, known as FACTA, required Equifax, Experian, and TransUnion to provide consumers with a free credit report, upon request, once every 12 months. This was meant to encourage consumers to examine their credit reports for errors. [...]
Credit Repair and the Collection Puzzle
You Can Take Control! Collectors use both law and psychology in the practice of their craft. Many collectors operate legitimately, while others cross the line daily. Do you know your rights? Here is the correct way to deal with a collector – and maybe even come out ahead. Getting the Collection Letter Many people in [...]