Archives for July 2008
Credit Repair for Your Mortgage
Find Out Your FICO Scores
Your mortgage lender will underwrite your loan application using the middle of your three FICO scores. If you expect to purchase a home or refinance your current mortgage you should know your FICO scores in advance. If there is a problem it is best that you discover it, rather than your […]
Credit Repair: How to Handle a Collector
The Basic Rules
Collectors are governed by the Fair Debt Collection Practices Act (FDCPA). Collectors do not always play fair, so it is best if you know the rules. Collectors cannot report a collection to the credit bureaus unless they have sent you a letter detailing the debt and the identity of the original creditor. They […]
Credit Repair: How to Raise Your Credit Score
Get the Big Picture
Do you want to have fantastic credit scores? Would you like to be approved for the lowest cost financing available when you purchase a home or an automobile? If so, you need to understand the factors that have the greatest impact on your credit scores – and how to control them. Credit […]
Credit Repair: Your Future Starts Now
Setting Priorities
What do you want from life? You can achieve your goals. Success is within your reach. There are just two requirements. First, you must be clear about your goals. Second, you must work towards your goals - everyday. Clarity is essential. If you really want something, your actions must be consistent with your goals. […]