About Sky Blue Credit Repair

Sky Blue Credit Repair Services  offers the most effective and comprehensive credit repair program anywhere. Here is a selection from the Sky Blue Credit Repair website:

“We believe that there is no one in the credit repair business that has the depth of knowledge, experience, and analytical skill that we have.

We have been helping our clients repair and restore their credit since 1989. Each of us has earned the Fair Credit Reporting Act Certification from the Consumer Data Industry Association.¹ We know exactly how the credit bureaus function. We know exactly what creditors look for when they are evaluating your report. We know your rights. We know the rules. We know how to get the results that you need.

We are 100% customer oriented. From the moment that you sign up with us you will know that your credit is our top priority. We are well aware that everything on your credit report can have a significant financial impact on your life. We are fast, meticulous, and effective. It’s our job. We take it seriously.

Contrary to popular belief Experian, Equifax, and TransUnion are not “official” American institutions. They have no special government blessing or charter. They are in business to make money. Period.

Now, for a moment, think about the impact that the information published by these three bureaus has on your life and consider this:

• 79% of all credit reports contain mistakes.
• 54% of all credit reports contain personal information that is long outdated, belongs to a stranger, or is otherwise incorrect.
• 30% of all credit reports contain accounts that are closed by the consumer but continue to be reported as open.
• 25% of all credit reports contain errors serious enough to result in the outright denial of credit.²

In case you think we are being unfair consider this:

• In December of 2003 Congress passed the Fair and Accurate Credit Transactions Act (FACT Act) for the purpose of protecting consumers against the life altering errors contained in the reports provided by the three bureaus. Did you follow that! The FACT Act was passed to protect you from the credit bureaus.
• In the last five years the Federal Trade Commission has fined the three bureaus millions of dollars for failing to cooperate with consumers in cleaning up errors on their credit reports. Further, we suspect that for every occurrence of non-cooperation that is caught, there are huge numbers that go unreported because consumers become exasperated and just give up.
• One of the measures included in the FACT Act is the right for you to get a free annual credit report. Did you think that this was a friendly public service? Wrong. The bureaus were forced to do this to give you a fair chance to see and dispute the mistakes on your report.

As disturbing as these statistics are, we have come to the conclusion that errors are even more likely to appear on the credit reports of people that have legitimate derogatory items to start with. Which, we are sorry to say, means that while you work hard to improve and re-establish your credit, the system may be working just as hard against you.

We are not suggesting that there is any intentional mischief going on. But there is a terrible propensity for errors to occur when an account already has something out of the ordinary going on. Examples include duplicate derogatory accounts reported with slightly different account numbers, and obsolete or paid collections purchased by new collection agencies that commence to report them anew…

But we’re on your side! Our job is to hunt down and remove every single one of these annoying and damaging reporting issues and give you the fighting chance you deserve!

We are the best advocate that you could hope for. If you have credit issues we strongly suggest that you get started right now. Please sign up or call us today with any thoughts or questions that you may have. We look forward to great results!

¹ The Consumer Data Industry Association (CDIA) is the trade association for the credit reporting information industry. The CDIA, with Experian, Equifax, and TransUnion, is the creator of E-Oscar the web-based dispute and verification system currently in use by the credit bureaus and participating data furnishers. The Fair Credit Reporting Act Certification Program has been developed by the CDIA to provide in-depth legal and procedural education for credit industry professionals.

² These statistics are courtesy of the National Association of State PIRGs. These PIRGs (Public Interest Research Groups) are a nationwide network of nonprofit, nonpartisan, public interest advocacy organizations.

Sky Blue Credit provides credit report repair services nationwide. Any questions? Feel free to contact us.”