Archives for the 'Credit Score Facts' Category
Credit Repair: How to Raise Your Credit Score
Get the Big Picture
Do you want to have fantastic credit scores? Would you like to be approved for the lowest cost financing available when you purchase a home or an automobile? If so, you need to understand the factors that have the greatest impact on your credit scores – and how to control them. Credit […]
Credit Repair and the Hidden Power of Credit Cards
Credit Cards Hold the Key
There is nothing like the subject of credit cards to get people excited. Credit cards can be a great convenience, or a weapon of financial destruction. But there is more power in that plastic than you think. Credit cards also hold the key to higher credit scores and speedy credit repair […]
Credit Repair: Credit Score Secrets
FICO - More Than Meets the Eye
Fair Isaac and Company is the developer of the FICO score, the credit score used by most lenders today. The exact formula is not published, but Fair Isaac offers a breakdown of the categories of influence, and the relative importance of each. The breakdown is a helpful starting point […]
Credit Repair and the Zen of FICO
What Do You Want?
How serious are you about credit repair? Some people are happy to improve their credit, others are not satisfied until they master their credit scores. If you are aspiring for credit repair perfection, then you are ready for a lesson in the Zen of FICO.
Credit Repair Matters
Your credit score is just a […]
Credit Repair: What’s the Score?
FICO, the Score that Counts
There are many credit scores available, but the FICO score is the one that matters. FICO, by the way, is an acronym for Fair Isaac & Company, the creator of the scoring model. Virtually all lenders use FICO scores to make loan decisions. If you are in a credit repair program, […]
Credit Repair: How Credit Scores Really Work
Your credit score is a measure of the risk that lenders take when lending you money. Your credit score will determine your financing options and the interest rate that you pay on every dollar you borrow. In fact, it may be the most important number in your life! Here is the inside track on credit […]
Credit Repair the Whole Story
The Real Problem with Disputes
Credit bureau disputes are the essential backbone of every successful credit repair program. And almost without exception it is necessary to start the process with these disputes. But if your efforts are confined only to disputing your issues with the credit bureaus you are virtually guaranteed to be disappointed.
Hitting the Credit […]
Credit Repair: Common Questions
The Importance of Your Credit
Your credit score will determine the interest rate that you are charged on everything from your credit cards to your mortgage. No other single bit of data has such a dramatic impact on the quality of your life. Nothing is as important, and yet credit scoring is widely misunderstood. Here are […]
Your Credit Score – The Essential Facts
Your credit score can have a profound effect on your financial life. It is essential to understand how credit scores work and how you can make them work for you. Here are the important facts that can make all of the difference.
Who are the credit bureaus?
Here at Sky Blue Credit we speak with people about […]